Bingo, that's it!. If I turn adaptive layers off in the dynamic profile, it shows 24 layers (3.88 mm). If I turn it back, I'm back to 19 layers. So why is adaptive layers on as a default for the dynamic profile, but not for the others? That is really annoying - I had no idea.
Also, my part is actually coming out small on the .150" portion (.139" actual), but the overall height of the part is correct.
Hey, thanks for the ton of work that you put into this! Great detective work!