The default fan speed for my printer is 100%, yes, but that's with stock cooling. My printer, as stock, doesn't have a layer cooling fan, just a heatsink fan. I have installed a MASSIVE layer cooling fan/duct. Dual fans actually. I could try setting it higher, but I think in the past that has led to poor layer adhesion. Because of the bridging settings the fan speed will, of course, be at 100% during bridging. If I set it to 100% all the time, and tune my printing around that, there will be less advantage to using bridging settings. My max fan speed is 50% also.
Of course I'm not an expert, this is just what I've found by experimenting on my own. There may be other reasons for poor layer adhesion in my prints. I'll try some higher fan speeds.
Also, I appreciate all your help! Thanks for taking the time.